Please use this identifier to cite or link to this item: http://hdl.handle.net/10553/128655
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dc.contributor.authorAguiar Díaz, Inmaculadaen_US
dc.contributor.authorRuiz Mallorquí, María Victoriaen_US
dc.date.accessioned2024-01-24T12:53:34Z-
dc.date.available2024-01-24T12:53:34Z-
dc.date.issued2023en_US
dc.identifier.otherScopus-
dc.identifier.urihttp://hdl.handle.net/10553/128655-
dc.description.abstract(1) Background: The paper focuses on the relationship between financial knowledge (FK) and holding private health insurance (PHI), and also focuses on the effect of age on the aforementioned relationship. (2) Method: The study was carried out on a sample of 8055 individuals taken from the 2016 Financial Competences Survey (the only one available), prepared by the Bank of Spain. Unlike previous studies that limited themselves to considering numeracy as a proxy for FK, in this study, two levels of FK—basic and advanced—are considered. (3) Results: The results indicate that a higher level of FK, specifically advanced FK, increases the probability of an individual holding PHI. Regarding age, it has been observed that the relationship between FK and PHI is only relevant in middle and older age, but not in younger and adults. Therefore, it is appropriate to differentiate between basic and advanced FK, and we confirm that age exerts a moderating effect on the influence of FK on PHI. (4) Conclusion: We conclude that FK—specifically, advanced FK for middle-aged and older people—is relevant to the likelihood of an individual holding PHI, which can improve health and financial wellbeing.en_US
dc.languageengen_US
dc.relation.ispartofHealthcareen_US
dc.sourceHealthcare (Switzerland)[EISSN 2227-9032],v. 11 (20), (Octubre 2023)en_US
dc.subject531207 Sanidaden_US
dc.subject530301 Contabilidad financieraen_US
dc.subject.otherAgeen_US
dc.subject.otherFinancial Knowledgeen_US
dc.subject.otherFinancial Literacyen_US
dc.subject.otherOlderen_US
dc.subject.otherPrivate Health Insuranceen_US
dc.titleFinancial knowledge and private health insurance: does age matter?en_US
dc.typeinfo:eu-repo/semantics/Articleen_US
dc.typeArticleen_US
dc.identifier.doi10.3390/healthcare11202738en_US
dc.identifier.scopus85175374235-
dc.contributor.orcid0000-0002-2809-2520-
dc.contributor.orcid0000-0002-9179-9342-
dc.contributor.authorscopusid12763745200-
dc.contributor.authorscopusid26323800500-
dc.identifier.eissn2227-9032-
dc.identifier.issue20-
dc.relation.volume11en_US
dc.investigacionCiencias Sociales y Jurídicasen_US
dc.type2Artículoen_US
dc.utils.revisionen_US
dc.date.coverdateOctubre 2023en_US
dc.identifier.ulpgcen_US
dc.contributor.buulpgcBU-ECOen_US
dc.description.sjr0,606
dc.description.jcr2,8
dc.description.sjrqQ2
dc.description.jcrqQ2
dc.description.esciESCI
dc.description.miaricds8,4
item.grantfulltextopen-
item.fulltextCon texto completo-
crisitem.author.deptGIR IUCES: Finanzas, Contabilidad y Gestión del Conocimiento-
crisitem.author.deptIU de Cibernética, Empresa y Sociedad (IUCES)-
crisitem.author.deptDepartamento de Economía Financiera y Contabilidad-
crisitem.author.deptGIR IUCES: Finanzas, Contabilidad y Gestión del Conocimiento-
crisitem.author.deptIU de Cibernética, Empresa y Sociedad (IUCES)-
crisitem.author.deptDepartamento de Economía Financiera y Contabilidad-
crisitem.author.orcid0000-0002-2809-2520-
crisitem.author.orcid0000-0002-9179-9342-
crisitem.author.parentorgIU de Cibernética, Empresa y Sociedad (IUCES)-
crisitem.author.parentorgIU de Cibernética, Empresa y Sociedad (IUCES)-
crisitem.author.fullNameAguiar Díaz, Inmaculada-
crisitem.author.fullNameRuiz Mallorquí, María Victoria-
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