Please use this identifier to cite or link to this item: http://hdl.handle.net/10553/120937
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dc.contributor.authorAguiar Díaz, Inmaculadaen_US
dc.contributor.authorRuiz Mallorquí, María Victoriaen_US
dc.date.accessioned2023-03-08T08:19:23Z-
dc.date.available2023-03-08T08:19:23Z-
dc.date.issued2022en_US
dc.identifier.issn1661-7827en_US
dc.identifier.urihttp://hdl.handle.net/10553/120937-
dc.description.abstractThis study focuses on the effect of private health insurance on financial risk taking in Spanish households. According to the arguments related to the background risk, we propose two hypotheses: the first predicts a positive relationship between health insurance and risk taking and the second asserts that attitude to risk moderates this relationship. Spain is a good laboratory because it has a National Health System (NHS) that offers healthcare coverage to the entire population, which could eliminate the effect of health insurance on risk taking. Based on a sample of 6110 households obtained from the Household Finance Survey (EFF), our results confirm both hypotheses. Specifically, we show that private health insurance significantly increases a household’s portfolio risk, especially in households with greater risk aversion. The results are concordant with the scarce amount of previous empirical evidence obtained in other contexts and are robust for different subsamples and estimation methods.en_US
dc.languageengen_US
dc.relation.ispartofInternational Journal of Environmental Research and Public Healthen_US
dc.sourceInternational Journal of Environmental Research and Public Health [ISSN 1661-7827], v. 19 (23), 16248, (Diciembre 2022)en_US
dc.subject530405 Segurosen_US
dc.subject.otherPrivate health insuranceen_US
dc.subject.otherFinancial risk takingen_US
dc.subject.otherFinancial risk toleranceen_US
dc.subject.otherHousehold financeen_US
dc.subject.otherSpainen_US
dc.titlePrivate health insurance and financial risk taking in Spain: the moderating effect of subjective risk toleranceen_US
dc.typeinfo:eu-repo/semantics/articleen_US
dc.typeArticleen_US
dc.identifier.doi10.3390/ijerph192316248en_US
dc.identifier.pmid36498322-
dc.identifier.scopus2-s2.0-85143670191-
dc.identifier.isiWOS:000896248400001-
dc.contributor.orcid0000-0002-2809-2520-
dc.contributor.orcid0000-0002-9179-9342-
dc.identifier.issue23-
dc.relation.volume19en_US
dc.investigacionCiencias Sociales y Jurídicasen_US
dc.type2Artículoen_US
dc.description.notasThis article belongs to the Special Issue The Effects of Financial Behavior and Health Insurance in Physical and Mental Healthen_US
dc.utils.revisionen_US
dc.identifier.ulpgcen_US
dc.contributor.buulpgcBU-ECOen_US
dc.description.sjr0,828
dc.description.jcr4,614
dc.description.sjrqQ2
dc.description.jcrqQ1
dc.description.scieSCIE
dc.description.ssciSSCI
dc.description.miaricds10,7
item.grantfulltextrestricted-
item.fulltextCon texto completo-
crisitem.author.deptGIR IUCES: Finanzas, Contabilidad y Gestión del Conocimiento-
crisitem.author.deptIU de Cibernética, Empresa y Sociedad (IUCES)-
crisitem.author.deptDepartamento de Economía Financiera y Contabilidad-
crisitem.author.deptGIR IUCES: Finanzas, Contabilidad y Gestión del Conocimiento-
crisitem.author.deptIU de Cibernética, Empresa y Sociedad (IUCES)-
crisitem.author.deptDepartamento de Economía Financiera y Contabilidad-
crisitem.author.orcid0000-0002-2809-2520-
crisitem.author.orcid0000-0002-9179-9342-
crisitem.author.parentorgIU de Cibernética, Empresa y Sociedad (IUCES)-
crisitem.author.parentorgIU de Cibernética, Empresa y Sociedad (IUCES)-
crisitem.author.fullNameAguiar Díaz, Inmaculada-
crisitem.author.fullNameRuiz Mallorquí, María Victoria-
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